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New Rules for Claiming Deductions While Filing ITR (Old Regime) – AY 2025-26

taxtrixJune 9, 20251 Mins read1.4k Views

Taxtrix Filing ITR

Are you planning to file your Income Tax Return (ITR) using the old tax regime?
Great ! you can still claim deductions under various sections like 80C, 80D, HRA, etc.

But wait… there are new disclosure rules this year. You now need to submit more details while claiming these deductions.

Here’s a simplified table to help you understand what’s changed:

S.N	Section	What It’s For	What You Need to Report Now
1.	HRA (House Rent Allowance)	Deduction for salaried people paying rent	Must mention: Place of work, Basic Salary, Actual HRA received, and Rent paid
2.	Section 80C	Deduction for investments/savings (LIC, PPF, ELSS, home loan principal, etc.)	Must enter: Policy Number or Document ID for each eligible investment
3.	Section 80D	Deduction for health insurance premiums (self, family, parents)	Must provide: Name of Insurance Company and Policy Number
4.	Section 80E	Deduction for education loan interest (self or dependent)	Must enter: Bank Name, Loan A/C Number, Sanction Date, Loan Amount, Outstanding Balance
5.	Section 80EE	Extra deduction for first-time homebuyers	Same disclosure as 80E — full loan and bank details for residential house loan
6.	Section 80EEA	Deduction on loan for affordable residential housing (over and above 80EE)	Same as above — loan and bank details required
7.	Section 80EEB	Deduction on loan for purchase of electric vehicle	Must report: Bank Name, Loan Details, and Vehicle Registration Number
8.	Section 80DDB	Deduction for medical treatment of specified diseases (self or dependent)	Must specify: Name of the Specified Disease for which deduction is claimed

Why These Details Are Important

The Income Tax Department now wants clear proof of your deductions. These extra fields are to:

Avoid fake claims
Match your ITR data with insurer/bank data
Increase transparency

So, don’t miss out on your deduction just because of missing details!

Taxtrix Tip

Collect all the required documents before you start filing.
And if you’re not sure how to claim the right deductions or which form to fill, we’ve got your back.

Need help with ITR filing under the old regime?
Let Taxtrix do it for you- fast, accurate, and stress-free! Visit: www.taxtrix.in
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